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- MyC4.com - Creative Capitalism For Web 2.0November 12 2008
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Image by gerrypopplestone via FlickrThis is cool: sitting in seminar today discussing African development, my Professor pulled up a website called myC4.com . Have you heard of microfinance? kiva, maybe? Well, this website takes the power of the web and the microfinance concept to the next level. On myc4.com, you can lend money to entrepreneurs. You don't have to lend the entire amount they need, which allows you to diversify away the risk of any single debtor defaulting. Coolest of all, you get to charge interest.
Basically, the entrepreneur states what interest rate they would like to pay as a maximum, and then you, the lender, make them an offer of an amount and a rate. It is up to the debtor to accept or negotiate.
This site's concept fits into a niche in social media that is forming right now, and that I have mentioned in the past. And that is using the web to get involved in a cause. But the real innovation here is th - There's No Such Thing as Web 2.0July 14 2008
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Image by phxpma via FlickrInspired by the following post on Friendfeed by Chris Baskind:“Once upon a time, Web 2.0 promised to break down old structures, democratize information, and upend the elites. Now that web publishing is becoming as ossified as Old Media, what's the next big disruption?”
I responded:
Has anyone stopped to think that maybe defining technological change in terms of phase shifts and "1.0", "2.0" iterations is a silly thing to do? In all cases, the technology that comes out on a given day is only 24 hours more advanced than the technology that came out the day before. While demanding groundbreaking innovation is good motivation to make it happen, it is silly to decide that the next iteration is now, because..."it's about that time!"
- 10 Web 2.0 Services I Use - And You Should Too!June 3 2008
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Here's a little list of online services that I use regularly - I recommend them all.
Mini Best of the Web 2.0 Services List
1. Gmail
- because email should be easy.
2. Facebook
- everyone else uses it!
3. LinkedIn
- networking is kind of important, this site does it pretty well.
4. filtrbox
- create your own filters, then get a daily email with fresh content that matches those filters. A great way to find out what people are thinking outside of your own social network.
5. Google Analytics
- because we all need to know
6. 30 Boxes
- simple, intuitive calendar/to do list site. Everything you need, nothing you don't.
7. FriendFeed
- with the 5 bajillion web services out there, FriendFeed allows me to keep my sanity while keeping up with my friends and other smarty pants. And the built-in commenting is fostering the growth of a new meta-community within FriendFeed. Join now, this is gonna be huge!
8. Twitter
- despite the downtime, its simple and useful. Unless something better gets critical mass (better probably exists already...), this is the microblogging service to use.